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Terms of Use


Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you will be deemed to agree to the following terms and conditions.

The information on this site are copyrighted works, and any unauthorised use of any materials on this site may constitute a violation of copyright, trademark, and other laws governing the materials presented on this site. The materials are copyrighted works and are protected by worldwide copyright laws and treaty provisions. Subject to the terms of License granted above, the materials may not be copied, reproduced, modified, published, republished, uploaded, downloaded, posted, transmitted, or distributed in any way, without J&C McNena and Associates Pty. Ltd. - "JCMA Consulting" - prior written permission.

All the trademarks used in this website are either owned by JCMA Consulting or used under license from the respective trademark owners. These trademarks may not be used without the written permission from the respective trademark owner.

The materials may contain inaccuracies and typographical errors, and are provided "As Is" without any express or implied warranty of any kind including, but not limited to: (a) warranties of accuracy, completeness, merchantability, non-infringement of intellectual property, or fitness for any particular purpose; or (b) warranties of the reliability of any advice, opinion, statement, or other information displayed or distributed through the site. You acknowledge that any reliance on any such advice, opinion, statement, memorandum, or information shall be at your sole risk. JCMA Consulting reserves the right, in its sole discretion, to correct any errors or omissions in any portion of the site. JCMA Consulting may make any other changes to the site, the materials, the products or information contained in this site at any time without notice. In no event shall JCMA Consutling or its licensors/suppliers be liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information) arising out of the use of or inability to use the materials, even if JCMA Consulting has been advised of the possibility of such damages. JCMA Consulitng also does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. You understand and agree that any materials downloaded or otherwise obtained through the use of the site is at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of materials. JCMA Consulting does not make any warranty regarding any goods purchased or obtained through the site or any transactions entered into through the site.

Limitation of Liability
To the maximum extent allowed by applicable law, under no circumstances shall JCMA Consulting be liable for any direct, indirect, incidental, special or consequential damages, resulting from: (a) the use or the inability to use the site; (b) the cost of procurement of substitute goods resulting from any goods purchased or obtained or messages received or transactions entered into through the site; (c) the materials in the site; or (d) any other matter related to the site, even if JCMA Consulting has been advised of the possibility of such damages.

No Client Relationship
No client, advisory, fiduciary or professional relationship is implicated or established, and neither JCMA Consulting, nor any other person is, in connection with this site, engaged in rendering consulting or other professional services or advice. You should consult with JCMA Consulting or other professional advisors who are familiar with your specific facts and circumstances for advice before making any decision.

Third Party Sites
This site may produce automated search results or otherwise link you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of JCMA Consulting, and you acknowledge that JCMA Consulting is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the site by JCMA Consulting or any association with its operators.

Promotional Messages
JCMA Consulting and/or connected third parties may, from time to time, send email messages to you containing advertisements, promotions, etc.. JCMA Consulting does not make any endorsement, representation or warranty with respect to the content of any such email messages or any goods or sites which may be obtained from such third parties, and you agree that JCMA Consulting shall not have any liability or be responsible for any damages whatsoever with respect to any such dealings or promotions, including but not limited to payment and delivery of goods, resulting from dealings with such advertisers on the site.

You agree to indemnify and hold each of JCMA Consulting, their subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable lawyers fees, made by any third party due to or arising out of your use of the site in violation of these Terms of Use by you, or the infringement by you, or any other User/Member of your account, of any intellectual property or other right of any person or entity.

Applicable Laws
This site is controlled by JCMA Consutling from its offices in Australia. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws, if and to the extent that local laws are applicable. The laws of the Victoria, Australia shall govern any claim relating to the materials.

Modifications of These Terms of Use
JCMA Consulting may modify these Terms of Use from time to time in its sole discretion.


JCMA Consulting reserves the right, in its sole discretion, to terminate your access to all or part of this site, with or without notice.





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